EastWest Horizons

1. Deposit and maintain a minimum of P100K ADB in fresh funds to enjoy the following rewards:

1. 2 free InstaPay transfers per month for 3 months (total of Php 60 transfer fee cashback). InstaPay transfers through the EasyWay app in excess of the 2 free transfers will be subject to the regular fee of Php 10 per transfer. The transfers must be made within the calendar month. Any unused free transfer for the month will not rollover to the following month.
2. P150 coffee e-GC to be sent to client’s registered email

2. Reach and maintain a minimum of P500K TRB within the program period with at least 20% in deposits to enjoy the following reward:

1. P200 Grab e-GC to be sent to client’s registered email

3. Crediting of rewards will be done on the last week of the succeeding month:

Terms and Conditions:
 

1. The EastWest Horizons Club (“Program”) is an exclusive program of EastWest Banking Corporation (“Bank”) for enrolled and qualified individual clients (“Member”). Under the Program, a Member may enjoy preferential services and exclusive lifestyle perks and privileges, subject to the Member’s continued compliance with the Program’s eligibility requirements and maintenance of membership status. The Program shall run from 24 April 2026 to 31 October 2026 (“Program Period”).

2. Only the primary account holder shall be eligible to participate in the Program and to enjoy the preferential services and exclusive lifestyle perks and privileges extended thereunder. Notwithstanding the foregoing, all joint account holders are required to acknowledge and sign the enrollment form for purposes of transparency and confirmation of consent.

3. To qualify for and maintain membership, a Member must be an individual client who maintains a Total Relationship Balance (TRB) of at least ₱500,000 with at least twenty percent (20%) maintained as deposits Average Daily Balance (ADB) during the Program Period. TRB includes the Member’s total funds held with the Bank, comprising Deposits (Current and Savings Account ADB and Time Deposits) and Investments, based on the Bank’s records.

4 The Bank shall conduct regular assessment of the Member’s TRB and ADB during the Program Period to determine continued compliance with the Program’s eligibility requirements.

5. The Bank reserves the right, at its sole discretion, to:

a. Discontinue a Member’s participation in the Program;
b. Cancel, modify, substitute, or withdraw any service, privilege, or benefit;
c. Amend or modify these Terms and Conditions; and/or
d. Suspend or terminate the Program.

6. The Bank may notify the Member of such changes through SMS, email, and/or any other means deemed appropriate. Any amended shall supersede all prior versions and shall govern the Member’s account/s and membership in the Program.

7. The Bank shall not be held liable for any costs, losses, damages, expenses, or other consequences arising from the exercise of its rights and/or performance of its obligations in connection with the Program. The Bank shall likewise not be liable for any indirect, special, consequential, or exemplary damages, including loss of benefits or opportunities resulting from any Program changes or termination

8. The exclusive lifestyle perks and privileges offered under the Program may be provided, fulfilled, or facilitated by third‑party merchants, partners, or service providers. The availability, redemption, and use of such benefits shall be subject to the respective third‑party merchant’s own terms and conditions, policies, and limitations. The Bank does not control and makes no representation, warranty, or guarantee as to the availability, continuity, quality, or fulfillment of third‑party benefits, nor shall the Bank be liable for any act, omission, delay, failure, or dispute arising from or in connection with the provision of such third‑party benefits.

9. By joining the Program, the Member agrees that:

a. The Member grants free, voluntary and unconditional consent to the collection and processing of all Personal Data, (as defined under the Data Privacy Act of 2012), including bank account details, transaction, information or records, by the Bank, its subsidiaries and affiliates, as well as selected third parties in order to provide the exclusive lifestyle perks and privileges related to the membership as well as to comply with existing laws and regulations and privacy policies of the Bank .

b. The Member agrees and consents to receive communications through SMS, email and/or other appropriate channels from the Bank,its offices, stores, subsidiaries, affiliates, and authorized third parties for notices and promotional campaigns, and cross-selling activities relating to the Member’s accounts and other bank products and services.

c. The Member agrees to indemnify and hold the Bank, its officers, directors, employees, successors, and assigns free and harmless against any and all damages, losses, claims, investigations, proceedings, injuries, settlement or expenses of whatever form or nature, arising out of or in connection with the cancellation of his/her membership for failure of the Member to comply with the qualifying standards or in case of bank initiated closure of account on account of Member’s violation of the Terms and General Terms and Conditions Governing Bank Deposit Accounts, the laws and regulations.

d. The Member acknowledges having fully read and understood the General Terms and Conditions Governing EastWest Deposit Accounts published at https://www.eastwestbanker.com/help-and-support-center/deposit/terms-and-conditions, and Terms and Conditions Governing the Issuance and Use of EastWest Credit Cards published at https://www.eastwestbanker.com/help-and-support-center/cards/terms-and-conditions, and the Bank's data privacy policy published at https://www.eastwestbanker.com/privacystatement. The Member agrees to abide by and be bound by the said Terms and Conditions and data privacy policy, as well as all laws, rules, regulations, and official issuances applicable to the Bankt which may hereinafter be issued, including other terms and conditions governing the use of other facilities, benefits, products, or services which shall be made available to the Member.

e. The Bank reserves the right to terminate the Program, in whole or in part, at any time and without prior notice. Upon termination, all Program benefits, privileges, and services shall immediately cease, and the Bank shall have no obligation to continue providing any such benefits. The Bank shall not be liable for any costs, losses, damages, or claims arising from or related to such termination.

Per DTI Fair Trade Permit No. FTEB-****** series of 2026