Promo Mechanics
1. The USD Time Deposit Promo (“Promo”) will run from April 17, 2026 to May 31, 2026 (“Promo Period”) in all EastWest Bank (“EastWest”) branches nationwide.
2. Promo is available to all EastWest personal and business customers.
3. To avail of the Promo, Customer must:
- purchase US Dollars from EastWest for placement in a USD Time Deposit (“USD TD”) using fresh funds (individuals must purchase US Dollars for the full amount of USD TD placement; businesses must purchase US Dollars of at least 2x the amount of the USD TD placement); and
- open a 90-day (“Term”) USD TD account with a minimum placement of $20,000.
Fresh funds refer to funds that are not withdrawn/sourced from any EastWest account, and funds must be incremental to the Customer’s total average deposit balances in the last 3 months from the time of USD TD placement.
4. The USD TD account opened and deemed qualified to avail of the Promo will earn an interest rate of 4.25% p.a. (“Promo Rate”) subject to withholding tax of 20%.
5. Qualified USD TD accounts that will roll-over at the end of the Term will earn interest based on prevailing USD Time Deposit board rates at the time of roll-over. Please refer to https://www.eastwestbanker.com/rates for the updated board rates.
6. Qualified USD TD accounts must complete the Term to enjoy the Promo Rate.
7. Purchase of US Dollars is subject to the implementing rules and guidelines on foreign exchange (FX) sale/purchase.
8. Pre-terminated USD TD accounts will be subject to the standard pre-termination rules, fees and charges.
9. In case of dispute arising out of or in connection with this Promo, the decision of EastWest with the concurrence of the Department of Trade and Industry ("DTI") will be final.
Per DTI Fair Trade Permit No. FTEB-XXXXX Series of 2026
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