Promo Mechanics
A. Promo Scope
- EastWest Home Loan Waived Fees Promo (“Promo”) is open to all eligible borrowers who submit a complete Home Loan Application from February 19, 2026 to June 30, 2026. (“Promo Period”).
- To qualify, the loan application must be approved and booked on or before December 31, 2026. (“Availment Period”).
- The Promo is applicable to Home Loan Applications received through any of the following channels:
- EastWest Store nationwide;
- EastWest-accredited Developers and Brokers;
- EastWest Website; or
- EastWest Home Loan Email.
B. Details of Promo Offer
- Eligible borrowers may enjoy waived registration fee on their Home Loan Application of up to ₱50,000 under this Promo.
- The waiver is computed at ₱5,000 for every ₱1,000,000 loan amount.
- The maximum waiver amount of registration fee shall not exceed ₱50,000 per borrower.
- Only the registration fee is eligible for waiver under the Promo. All other fees related to home loan applications are excluded.
- The borrower’s application is subject to EastWest Bank’s evaluation.
- The waived registration fee of up to Php 50,000 will be deducted from the bank charges payable by the client before the release of loan.
C. Qualification Requirements
- The Promo is applicable to all EastWest Home Loan products and purposes, including purchase, refinancing or home equity.
- Minimum loan term is 15 years.
- The eligible borrower should submit all required application documents along with a completed Home Loan application form within the Promo Period.
- All home loan applications by eligible borrowers will go through EastWest’s standard review, evaluation, and approval process, once all required loan documents are submitted.
- For pre-termination of Home Loan applications that are approved and booked under the Promo, a pre-termination fee of 3% of the remaining outstanding balance and Php 5,000 processing fee shall be charged to the borrower.
- This Promo can be applied together with implemented board rates or low rates promo offers of EastWest Bank Home Loans.
- The Terms and Conditions Governing EastWest Home Loan Accounts shall apply and shall supplement these Promo Mechanics. In the event of any conflict or inconsistency between these Promo Mechanics and the Terms and Conditions Governing EastWest Home Loan Accounts, these Promo Mechanics shall prevail..
- For any concern, inquiry on the Promo or concerns on the EastWest Home Loan application or Home Loan account, borrowers may contact us via ewb-homeloans@eastwestbanker.com or visit our stores.
- In case of dispute in respect to the Promo including, but not limited to, the borrower’s eligibility, the decision of EastWest’s with the concurrence of the Department of Trade and Industry shall be final. These Terms and Conditions are subject to applicable laws, government directives, and regulations. The promo is void where prohibited or restricted by law.
Per DTI Fair Trade Permit No. FTEB-249604 Series of 2026 For inquiries and feedback, you may call the EastWest 24-Hour Customer Service Hotline at +63288881700, or e-mail ewb-homeloans@eastwestbanker.com. EastWest is regulated by the Bangko Sentral ng Pilipinas. https://www.bsp.gov.ph.
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