Turn your car into cash with EastWest AutoCash

What is EastWest AutoCash?

With EastWest AutoCash, you can use your fully paid car to access extra funds for what matters most—home upgrades, tuition, business plans, or even your next travel goal. 
No need to surrender your car—you can continue using it while you pay your loan. 

Apply today and enjoy interest rates as low as 0.68% per month*. 

Why choose EastWest AutoCash? 

Safe & Trustworthy 
A bank-backed loan with clear terms and a secure, transparent process. 

Simple & Efficient 
A streamlined application with credit decision in as fast as 1–3 banking days*. 

Affordable & Flexible 
Enjoy flexible payment terms and lower rates for loans with lower LTV*. You can borrow up to 70% of your vehicle’s appraised value, with loan terms of up to 48 months. 

AutoCash Rates

Enjoy lower rates for loans with lower LTV 

*The Loan-to-Value (LTV) ratio compares the approved loan amount to the appraised value of the vehicle collateral. A lower LTV generally results in more favorable loan terms. 

Example: If your vehicle is appraised at ₱500,000 and you apply for a loan of ₱250,000, your LTV is 50% 

Apply in 3 easy steps 

1. Email EWautoloan@eastwestbanker.com with your name, contact number, and preferred time to reach you. 

2. Our Account Officers will get in touch within 48 hours to walk you through the requirements and next steps. 

3. Receive updates on your credit approval and the release schedule of your loan proceeds. 

*Rates and approval timelines are subject to credit evaluation and applicable terms and conditions. 

Application Requirements

1. The vehicle collateral to be used for the EastWest AutoCash should be:  

1. In the name of the client 
2. Must not be more than 10 years old 
3. For vehicle collaterals still under encumbrance, the loan amount should be higher than the remaining balance of the loan. The loan proceeds will be released net of the remaining balance of the loan.  

2. Documentation requirements:  

1. Pictures of the collateral vehicle (interior/exterior/odometer/latest ORCR)  
2. Any 2 valid IDs (Government Issued)  
3. Original OR/CR (Official Receipt and Certificate of Registration) 
4. Latest Electric and Water Bill. If not in the name of the borrower, you must submit additional proof of residence. (Any documents under your name and with your current address) 
5. TIN (Tax Identification Number) 
6. Proof of income 

1. If employed – Latest 3 months' pay slips 
2. If with business – Business permit 
3. If Remittance – Latest 3 months Proof of remittance/receipt.